Retirement Planning
Everyone wants to be able to maintain his or her standard of living in retirement. Let us help you with the type of pension products available and recommend the most suitable for your needs.
As you may have seen in the press, the government changed the rules controlling pensions from 6th April 2006. So even if you have existing arrangements you may need to review them now, to ensure they continue to meet your needs.
How are you planning?
There are many options available to fund your retirement, including:
- Personal pensions
- Company pensions
- Bonds and Unit Trusts
Am I on track?
It’s imperative that your retirement plans are reviewed regularly to make sure they will still provide for the retirement that you are looking for. We offer annual reviews for all our clients and we can help you answer key questions about your planning.
- How much money will I need?
- Will I have enough money to enjoy the lifestyle I want?
- Will my pension be sufficient however long I live?
- Is my pension fund or insurance company secure?
- How much can I afford to pay?
- When can I retire?
Do you have all areas covered?
Unforeseen events could potentially eradicate your hard-earned pension provision. It’s worth considering whether you have the right levels of life and illness cover and the implications of long term care. Not to mention inheritance tax planning. Therefore, ensuring you have the right cover in place is just as important as putting aside the money