Protection

Family Protection

Its easy to think you have got everything covered. But would your family be able to cope financially if you had to stop working because of a critical illness, or if you died?

Even if you don't work and have no income to lose, imagine the cost of having to employ someone to carry out the tasks that you do everyday. 

Starting a protection plan is a precaution you can take to cover yourself for that unforeseen situation. 

• Life cover will provide a tax-free cash sum should you die and sometimes provide cover if you develop a terminal illness
• critical Illness cover will provide a tax-free cash sum if you suffer a defined critical illness or defined disability during the cover term.
• Life and earlier critical illness cover include life cover and critical illness cover.This pays out a tax-free cash sum if you die, suffer a defined critical illness, and sometimes if you have a terminal illness during the cover term.

We are able to advise you on the many types of protection products that are available for you and your family. It is always prudent to ensure that your loved ones are protected in the event of unforeseen circumstances.Whether you require Life or critical illness cover we can advise you on the most suitable product to meet your needs.